Wealth Maximiser

Only In-House
Team

Partnership
Focused

Microservices
& Cloud Native

Full
Ownership

Technical
Consulting

Digitalising (SaaS) a Complex Financial Model & Building a Feature Rich, End-to-End and AI Customised User Journey

This SaaS platform is designed to empower Australians to enhance their wealth and achieve their most important life goals. It seamlessly combines the convenience of online tools with access to a licensed wealth coach, providing expert guidance on everything from budgeting and to investing and retirement planning.

It’s features include:

In Depth Financial Questionnaire
Wealth Health Scoring
Complex Backend Financial Model Calculations
Goal Likelihood Scoring
Strategy & Action Planning

Action Tracking Dashboard
PDF Report Generation
Feature Rich Admin Portal Management
One-to-One Wealth Coach Meetings

Project Duration: 12+ Months & Ongoing

Users begin by completing a detailed questionnaire, which generates a visual outlook of their financial future, calculated from the backend model. After selecting a package and making a payment, users can book timeslots with their wealth coach, who will review, update, and recommend wealth strategies tailored to their specific goals.

Artificial Intelligence powers the creation of personalised action plans, ensuring that every user’s journey is unique. These plans cover a 24-month period, with the first 12 months divided into quarters, aligned with wealth coach meetings. The platform also includes an action tracking dashboard and downloadable files, offering a comprehensive financial planning infrastructure for individuals and couples focused on building wealth.

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Project Challenges

Our team, collaborating and utilising our diverse skill sets, successfully reverse-engineered a complex Excel model consisting of over 80 sheets, some containing more than 1,000 rows, along with Excel macros. The Excel workbook was over 25MB in size. This Excel sheet was our only reference for understanding the functionality required for the SaaS model, which posed challenges in fully grasping the model without a specifications document.

Through thorough investigation, testing, and analysis, we started to uncover the inner workings of the model, transforming it into a software development architecture. By decoupling dependencies, we laid the groundwork for a robust foundation that supports future growth and expansion.

During model investigation & testing, our team identified calculation discrepancies within the model and improved its accuracy during development by updating key macros and algorithms. This ensured more reliable outputs and reinforced the client’s confidence in our understanding and dedication to the businesses core offering.

Wealth Planning Model

The wealth planning model accounts for a wide range of financial considerations to gain a comprehensive understanding of the customer’s financial situation, including:

Assets

Cash Savings
Properties (PPOR & Investments)
Investment portfolio (Shares, Bonds, REITs & ETFs)
Motor Vehicles
Superannuation
Home Contents & Miscellaneous

Liabilities

Property Loan (PPOR & Investments)
Motor Vehicle Loan
Student Loan
Credit Card Loan

Expenses

Lifestyle Expenses
Loan Repayments
Tax Deductions

Our team of technology consultants and designers are ready to bring your vision to life. Schedule a free consultation today!

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“Through thorough investigation, testing, and analysis, we started to uncover the inner workings of the model, transforming it into a software development architecture.

By decoupling dependencies, we laid the groundwork for a robust foundation that supports future growth and expansion.”
This SaaS platform is designed to empower Australians to enhance their wealth and achieve their most important life goals. It seamlessly combines the convenience of online tools with access to a licensed wealth coach, providing expert guidance on everything from budgeting and to investing and retirement planning.